To Take MA or Not

My life right now is like a very hard riddle! It's very confusing! I still am caught between getting MA this June or not.Here's the reason why and why not I should take MA this June:

Why?

• The earlier I take it, the better.
• Fast promotion.
• If I start early, I can have two MAs before I get married. 
• It's better to start now because I'm not so busy yet.

Why not?

• I don't have the funds to finance it since I don't have a high-paying job yet. I don't want to depend on my parents for financial support anymore.
• I guess I'm not yet prepared? HAHA. 
• I am still undecided of what major to choose.
• My colleagues will not take their MA yet.
• I STILL DON'T HAVE MONEY TO SUSTAIN IT!

Well, as I look at what I have written just right now, I think I already am coming into a decision. As my boyfriend would put it, to prefer "God's Will" than "Time is Gold".

Maybe I should stop being so idealistic and start being practical; and of course, allowing God to decide for me. :)